Side-by-side · Q2 2026 data
Eureka Homestead vs Internal Revenue Federal Credit Union
Credit union
Internal Revenue Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Eureka Homestead | Internal Revenue Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 0 | 67 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 33rd | 87th |
| Total assets | $89.4M | $22.5M |
| Deposits / shares | $57.8M | $19.1M |
| Capital ratio | 21.12% (stronger) | 14.07% |
| Problem loans | 0.48% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | -0.53% | 1.18% (stronger) |
| Loans ÷ deposits | 128.8% | 47.9% (stronger) |
| Uninsured deposits | 2.3% | 0.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Internal Revenue Federal Credit Union has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Eureka Homestead leads on 2 and Internal Revenue Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.