Side-by-side · Q2 2026 data
EverBank, National Association vs Mayo Employees Federal Credit Union
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | EverBank, National Association | Mayo Employees Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 98 (stronger) |
| Capital cushion | 40 | 99 (stronger) |
| Loan quality | 53 | 98 (stronger) |
| Earnings | 60 | 92 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 13th | 100th |
| Total assets | $46.7B | $1.5B |
| Deposits / shares | $37.8B | $1.3B |
| Capital ratio | 9.05% | 14.90% (stronger) |
| Problem loans | 1.42% | 0.05% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.00% | 1.80% (stronger) |
| Loans ÷ deposits | 97.2% | 55.3% (stronger) |
| Uninsured deposits | 13.5% | 6.2% (stronger) |
| Offices | 39 | 7 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 6.0 | — |
| Mortgage denial rate (HMDA) | 7.4% | 18.7% |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 54). On the 7 directional measures above (where higher or lower is clearly better), EverBank, National Association leads on 0 and Mayo Employees Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.