Side-by-side · Q2 2026 data
Evergreen Credit Union vs Focus Credit Union
Metric by metric
| Measure | Evergreen Credit Union | Focus Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 90 | 90 |
| Loan quality | 67 | 84 (stronger) |
| Earnings | 59 | 74 (stronger) |
| Funding & liquidity | 75 (stronger) | 73 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 54th | 72nd |
| Total assets | $65.3M | $61.7M |
| Deposits / shares | $56.1M | $52.5M |
| Capital ratio | 13.99% | 14.01% (stronger) |
| Problem loans | 0.99% | 0.49% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.33% |
| Return on assets | 0.98% | 1.34% (stronger) |
| Loans ÷ deposits | 85.4% (stronger) | 87.5% |
| Uninsured deposits | 3.4% (stronger) | 5.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Focus Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Evergreen Credit Union leads on 3 and Focus Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.