Side-by-side · Q2 2026 data
Evolve Federal Credit Union vs First Basin Credit Union
Metric by metric
| Measure | Evolve Federal Credit Union | First Basin Credit Union |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 58 | 65 (stronger) |
| Loan quality | 99 (stronger) | 90 |
| Earnings | 22 | 44 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 51st | 66th |
| Total assets | $323.2M | $343.2M |
| Deposits / shares | $283.5M | $278.5M |
| Capital ratio | 10.80% | 11.46% (stronger) |
| Problem loans | 0.04% (stronger) | 0.29% |
| Net charge-offs | 0.25% (stronger) | 0.67% |
| Return on assets | 0.05% | 0.59% (stronger) |
| Loans ÷ deposits | 73.2% | 57.0% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 3.7% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.5% |
First Basin Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Evolve Federal Credit Union leads on 3 and First Basin Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.