Side-by-side · Q2 2026 data
Evolve Federal Credit Union vs Synergy Federal Credit Union
Metric by metric
| Measure | Evolve Federal Credit Union | Synergy Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 99 (stronger) | 90 |
| Earnings | 22 | 69 (stronger) |
| Funding & liquidity | 87 (stronger) | 68 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 51st | 89th |
| Total assets | $323.2M | $334.2M |
| Deposits / shares | $283.5M | $281.8M |
| Capital ratio | 10.80% | 15.78% (stronger) |
| Problem loans | 0.04% (stronger) | 0.29% |
| Net charge-offs | 0.25% | 0.09% (stronger) |
| Return on assets | 0.05% | 1.23% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 92.2% |
| Uninsured deposits | 0.4% (stronger) | 7.0% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.5% |
Synergy Federal Credit Union has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Evolve Federal Credit Union leads on 3 and Synergy Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.