Side-by-side · Q2 2026 data
Evolve Federal Credit Union vs Texoma Community Credit Union
Metric by metric
| Measure | Evolve Federal Credit Union | Texoma Community Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 63 |
| Capital cushion | 58 | 62 (stronger) |
| Loan quality | 99 (stronger) | 77 |
| Earnings | 22 | 38 (stronger) |
| Funding & liquidity | 87 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 51st | 29th |
| Total assets | $323.2M | $325.5M |
| Deposits / shares | $283.5M | $278.7M |
| Capital ratio | 10.80% | 11.22% (stronger) |
| Problem loans | 0.04% (stronger) | 0.70% |
| Net charge-offs | 0.25% (stronger) | 0.53% |
| Return on assets | 0.05% | 0.45% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 96.4% |
| Uninsured deposits | 0.4% (stronger) | 3.7% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Evolve Federal Credit Union has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Evolve Federal Credit Union leads on 5 and Texoma Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.