Side-by-side · Q2 2026 data
Expedition Credit Union vs Novation Credit Union
Metric by metric
| Measure | Expedition Credit Union | Novation Credit Union |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 49 | 60 (stronger) |
| Loan quality | 89 (stronger) | 78 |
| Earnings | 21 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 37th | 54th |
| Total assets | $223.5M | $244.0M |
| Deposits / shares | $200.8M | $216.1M |
| Capital ratio | 9.95% | 10.99% (stronger) |
| Problem loans | 0.34% (stronger) | 0.66% |
| Net charge-offs | 0.39% | 0.32% (stronger) |
| Return on assets | 0.03% | 1.07% (stronger) |
| Loans ÷ deposits | 59.5% (stronger) | 81.6% |
| Uninsured deposits | 5.8% | 3.4% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.1% | 18.2% |
Novation Credit Union has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Expedition Credit Union leads on 2 and Novation Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.