Headquartered in Mendota Heights, Minnesota, Expedition Credit Union is a federally insured state-chartered credit union with $223.5M in total assets and $200.8M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1957.
Expedition Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 56th. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 6% uninsured); earnings contributes the least (21/100, 0.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (64 → 66), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 65 |
| Q4 2024 | 64 |
| Q1 2025 | 64 |
| Q2 2025 | 64 |
| Q3 2025 | 64 |
| Q4 2025 | 66 |
| Q1 2026 | 65 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.19% |
| Q3 2024 | 10.18% |
| Q4 2024 | 9.91% |
| Q1 2025 | 9.71% |
| Q2 2025 | 9.91% |
| Q3 2025 | 10.05% |
| Q4 2025 | 10.08% |
| Q1 2026 | 9.81% |
| Q2 2026 | 9.95% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.32% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.42% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.34% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.22% |
| Q3 2024 | -0.13% |
| Q4 2024 | -0.09% |
| Q1 2025 | -0.17% |
| Q2 2025 | -0.25% |
| Q3 2025 | -0.12% |
| Q4 2025 | -0.11% |
| Q1 2026 | -0.13% |
| Q2 2026 | 0.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $223.5M | 9.95% | 0.34% | 0.03% | 59.5% |
| Q1 2026 | 65 | $225.6M | 9.81% | 0.24% | -0.13% | 57.4% |
| Q4 2025 | 66 | $220.3M | 10.08% | 0.28% | -0.11% | 60.0% |
| Q3 2025 | 64 | $221.2M | 10.05% | 0.42% | -0.12% | 61.4% |
| Q2 2025 | 64 | $224.6M | 9.91% | 0.24% | -0.25% | 60.8% |
| Q1 2025 | 64 | $231.2M | 9.71% | 0.32% | -0.17% | 57.7% |
| Q4 2024 | 64 | $227.6M | 9.91% | 0.42% | -0.09% | 60.5% |
| Q3 2024 | 65 | $223.0M | 10.18% | 0.37% | -0.13% | 64.6% |
| Q2 2024 | 64 | $222.3M | 10.19% | 0.29% | -0.22% | 65.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Accentra Credit UnionCredit union Austin, MN | 61 out of 100, Moderate | $208.2M | 10.7% | 1.57% | vs |
| Red Wing Credit UnionCredit union Red Wing, MN | 83 out of 100, Strong | $208.0M | 12.5% | 0.30% | vs |
| Novation Credit UnionCredit union Oakdale, MN | 71 out of 100, Strong | $244.0M | 11.0% | 0.66% | vs |
| Building Trades Federal Credit UnionCredit union Maple Grove, MN | 73 out of 100, Strong | $249.9M | 10.9% | 0.29% | vs |
| St. Paul Federal Credit UnionCredit union Saint Paul, MN | 76 out of 100, Strong | $252.1M | 12.9% | 0.20% | vs |
| South Metro Federal Credit UnionCredit union Prior Lake, MN | 51 out of 100, Below average | $184.8M | 8.1% | 0.50% | vs |
Deposit insurance
Is my money safe at Expedition Credit Union?
Yes. Expedition Credit Union is a federally insured credit union (NCUA charter #62964). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.8% of shares and deposits ($11.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.95%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Expedition Credit Union lists 4 offices in 4 cities. Most locations:
- Apple Valley, MN (1)
- Coon Rapids, MN (1)
- Mendota Heights, MN (1)
- Woodbury, MN (1)
HMDA 2025
Mortgage lending
In 2025, Expedition Credit Union reported 108 home-loan applications under HMDA (LEI 254900E01NSQ6T7WDM16): 68 originated ($5,040,000 total), 15 denied, and 25 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Expedition Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62964
- RSSD ID
- 274995
- Primary regulator
- State + NCUA
- Established
- 1957
- Headquarters
- 1270 Northand Dr Ste 350, Mendota Heights, MN 55120
- Employees
- 29
Quick answers
Expedition Credit Union: common questions
Is Expedition Credit Union NCUA insured?
Yes. Expedition Credit Union is a federally insured credit union (NCUA charter #62964). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Expedition Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Expedition Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Mendota Heights
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Castle Rock BankBank Castle Rock, MN | 93 out of 100, Very strong | $293.5M | 14.2% | 0.01% | vs |
| Vermillion State BankBank Vermillion, MN | 90 out of 100, Very strong | $931.4M | 13.4% | 0.24% | vs |
| Ziegler Federal Credit UnionCredit union Bloomington, MN | 87 out of 100, Very strong | $4.3M | 26.9% | 1.09% | vs |
| Think Mutual BankBank Rochester, MN | 86 out of 100, Very strong | $2.2B | 16.3% | 0.25% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| PrinsBankBank Prinsburg, MN | 85 out of 100, Very strong | $308.3M | 12.0% | 0.29% | vs |