Side-by-side · Q2 2026 data
F a a Federal Credit Union vs First Service Credit Union
Metric by metric
| Measure | F a a Federal Credit Union | First Service Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 71 | 79 (stronger) |
| Earnings | 91 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 96th | 36th |
| Total assets | $131.1M | $1.5B |
| Deposits / shares | $107.2M | $1.3B |
| Capital ratio | 18.64% (stronger) | 10.94% |
| Problem loans | 0.87% | 0.62% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.84% |
| Return on assets | 1.77% (stronger) | 0.49% |
| Loans ÷ deposits | 41.1% (stronger) | 93.2% |
| Uninsured deposits | 4.1% (stronger) | 11.7% |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
F a a Federal Credit Union has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), F a a Federal Credit Union leads on 6 and First Service Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.