Side-by-side · Q2 2026 data
F a a Federal Credit Union vs Members Choice Credit Union
Metric by metric
| Measure | F a a Federal Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 28 |
| Loan quality | 71 | 74 (stronger) |
| Earnings | 91 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 96th | 6th |
| Total assets | $131.1M | $720.9M |
| Deposits / shares | $107.2M | $584.7M |
| Capital ratio | 18.64% (stronger) | 7.83% |
| Problem loans | 0.87% | 0.77% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.97% |
| Return on assets | 1.77% (stronger) | 0.15% |
| Loans ÷ deposits | 41.1% (stronger) | 96.7% |
| Uninsured deposits | 4.1% (stronger) | 10.3% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F a a Federal Credit Union has the higher TellerScore (91 vs 50). On the 7 directional measures above (where higher or lower is clearly better), F a a Federal Credit Union leads on 6 and Members Choice Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.