Side-by-side · Q2 2026 data
F a a Federal Credit Union vs U. S. Employees Credit Union
Metric by metric
| Measure | F a a Federal Credit Union | U. S. Employees Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 71 | 93 (stronger) |
| Earnings | 91 (stronger) | 49 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 96th | 49th |
| Total assets | $131.1M | $86.4M |
| Deposits / shares | $107.2M | $77.0M |
| Capital ratio | 18.64% (stronger) | 10.38% |
| Problem loans | 0.87% | 0.20% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.35% |
| Return on assets | 1.77% (stronger) | 0.72% |
| Loans ÷ deposits | 41.1% (stronger) | 48.6% |
| Uninsured deposits | 4.1% | 4.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F a a Federal Credit Union has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), F a a Federal Credit Union leads on 5 and U. S. Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.