Side-by-side · Q2 2026 data
F a a Federal Credit Union vs United Energy Credit Union
Metric by metric
| Measure | F a a Federal Credit Union | United Energy Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 91 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 96th | 57th |
| Total assets | $131.1M | $30.0M |
| Deposits / shares | $107.2M | $24.6M |
| Capital ratio | 18.64% (stronger) | 16.46% |
| Problem loans | 0.87% | 0.55% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.33% |
| Return on assets | 1.77% (stronger) | 0.30% |
| Loans ÷ deposits | 41.1% (stronger) | 87.5% |
| Uninsured deposits | 4.1% (stronger) | 19.1% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F a a Federal Credit Union has the higher TellerScore (91 vs 77). On the 7 directional measures above (where higher or lower is clearly better), F a a Federal Credit Union leads on 6 and United Energy Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.