Side-by-side · Q2 2026 data
F & a Federal Credit Union vs California Adventist Federal Credit Union
Credit union
California Adventist Federal Credit Union
Glendale, California · Under $100 million in assets
Metric by metric
| Measure | F & a Federal Credit Union | California Adventist Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 61 (stronger) | 57 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 91st | 87th |
| Total assets | $3.2B | $44.7M |
| Deposits / shares | $2.1B | $35.5M |
| Capital ratio | 12.59% | 20.11% (stronger) |
| Problem loans | 0.36% | 0.04% (stronger) |
| Net charge-offs | 0.06% | -0.02% (stronger) |
| Return on assets | 1.02% (stronger) | 0.92% |
| Loans ÷ deposits | 59.6% (stronger) | 76.0% |
| Uninsured deposits | 12.7% | 0.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
California Adventist Federal Credit Union has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), F & a Federal Credit Union leads on 2 and California Adventist Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.