Side-by-side · Q2 2026 data
F & a Federal Credit Union vs Premier America Credit Union
Credit union
Premier America Credit Union
Chatsworth, California · $1 billion – $10 billion
Metric by metric
| Measure | F & a Federal Credit Union | Premier America Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 41 |
| Capital cushion | 76 (stronger) | 45 |
| Loan quality | 88 (stronger) | 40 |
| Earnings | 61 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 68 |
| Peer percentile | 91st | 2nd |
| Total assets | $3.2B | $3.3B |
| Deposits / shares | $2.1B | $3.0B |
| Capital ratio | 12.59% (stronger) | 9.49% |
| Problem loans | 0.36% (stronger) | 1.80% |
| Net charge-offs | 0.06% (stronger) | 0.42% |
| Return on assets | 1.02% (stronger) | -0.63% |
| Loans ÷ deposits | 59.6% (stronger) | 87.1% |
| Uninsured deposits | 12.7% | 4.9% (stronger) |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
F & a Federal Credit Union has the higher TellerScore (82 vs 41). On the 7 directional measures above (where higher or lower is clearly better), F & a Federal Credit Union leads on 6 and Premier America Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.