Side-by-side · Q2 2026 data
F & a Federal Credit Union vs Provident Credit Union
Metric by metric
| Measure | F & a Federal Credit Union | Provident Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 76 (stronger) | 59 |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 61 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 91st | 66th |
| Total assets | $3.2B | $3.6B |
| Deposits / shares | $2.1B | $3.1B |
| Capital ratio | 12.59% (stronger) | 10.86% |
| Problem loans | 0.36% | 0.07% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.09% |
| Return on assets | 1.02% (stronger) | 0.65% |
| Loans ÷ deposits | 59.6% (stronger) | 90.8% |
| Uninsured deposits | 12.7% | 10.2% (stronger) |
| Offices | 2 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 1.2% |
F & a Federal Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), F & a Federal Credit Union leads on 5 and Provident Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.