Side-by-side · Q2 2026 data
F & C Bank vs Central Missouri Community Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | F & C Bank | Central Missouri Community Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 60 |
| Capital cushion | 60 (stronger) | 32 |
| Loan quality | 87 (stronger) | 83 |
| Earnings | 100 (stronger) | 37 |
| Funding & liquidity | 59 | 89 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 72nd | 21st |
| Total assets | $481.0M | $140.2M |
| Deposits / shares | $420.7M | $129.5M |
| Capital ratio | 11.01% (stronger) | 8.17% |
| Problem loans | 0.38% (stronger) | 0.52% |
| Net charge-offs | 0.03% (stronger) | 0.26% |
| Return on assets | 2.34% (stronger) | 0.42% |
| Loans ÷ deposits | 101.7% | 71.7% (stronger) |
| Uninsured deposits | 10.5% | 3.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 36.8% |
F & C Bank has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), F & C Bank leads on 5 and Central Missouri Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.