Side-by-side · Q2 2026 data
F & C Bank vs New Era Bank
Metric by metric
| Measure | F & C Bank | New Era Bank |
|---|---|---|
| TellerScore | 78 | 95 (stronger) |
| Capital cushion | 60 | 90 (stronger) |
| Loan quality | 87 | 99 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 59 | 93 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 72nd | 99th |
| Total assets | $481.0M | $453.1M |
| Deposits / shares | $420.7M | $387.7M |
| Capital ratio | 11.01% | 13.98% (stronger) |
| Problem loans | 0.38% | 0.02% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.25% |
| Return on assets | 2.34% | 2.46% (stronger) |
| Loans ÷ deposits | 101.7% | 64.7% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 17.1% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | — |
New Era Bank has the higher TellerScore (95 vs 78). On the 7 directional measures above (where higher or lower is clearly better), F & C Bank leads on 2 and New Era Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.