TellerScore

Side-by-side · Q2 2026 data

F3 Credit Union vs Technology Credit Union

Credit union

F3 Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Credit union

Technology Credit Union

San Jose, California · $1 billion – $10 billion

62of 100
Moderate

Metric by metric

MeasureF3 Credit UnionTechnology Credit Union
TellerScore80 (stronger)62
Capital cushion100 (stronger)63
Loan quality6581 (stronger)
Earnings47 (stronger)24
Funding & liquidity100 (stronger)61
Problem-loan coverage94 (stronger)92
Peer percentile78th30th
Total assets$236.8M$4.5B
Deposits / shares$196.8M$3.6B
Capital ratio18.47% (stronger)11.32%
Problem loans1.05%0.57% (stronger)
Net charge-offs1.00%0.77% (stronger)
Return on assets0.68% (stronger)0.11%
Loans ÷ deposits55.0% (stronger)93.2%
Uninsured deposits5.9% (stronger)21.0%
Offices411
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—20.5%

F3 Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), F3 Credit Union leads on 5 and Technology Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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