Side-by-side · Q2 2026 data
Fairmont School Employees Federal Credit Union vs Danfoss Employees Credit Union
Credit union
Fairmont School Employees Federal Credit Union
Fairmont, Minnesota · Under $100 million in assets
Credit union
Danfoss Employees Credit Union
Plymouth, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Fairmont School Employees Federal Credit Union | Danfoss Employees Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 41 |
| Capital cushion | 54 | 96 (stronger) |
| Loan quality | 67 (stronger) | 0 |
| Earnings | 44 (stronger) | 0 |
| Funding & liquidity | 75 (stronger) | 63 |
| Problem-loan coverage | 87 (stronger) | 30 |
| Peer percentile | 24th | 3rd |
| Total assets | $4.3M | $1.9M |
| Deposits / shares | $3.8M | $1.5M |
| Capital ratio | 10.45% | 14.55% (stronger) |
| Problem loans | 0.98% (stronger) | 8.72% |
| Net charge-offs | 0.77% (stronger) | 1.10% |
| Return on assets | 0.61% (stronger) | -1.09% |
| Loans ÷ deposits | 85.6% (stronger) | 97.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fairmont School Employees Federal Credit Union has the higher TellerScore (62 vs 41). On the 6 directional measures above (where higher or lower is clearly better), Fairmont School Employees Federal Credit Union leads on 5 and Danfoss Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.