TellerScore

Danfoss Employees Credit Union (NCUA charter #62950) is based in Plymouth, Minnesota. Its Q2 2026 call report shows $1.9M in total assets and $1.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Danfoss Employees Credit Union scores 41/100, which we describe as below average. That is higher than only 3% of 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 80th. Its strongest component is capital cushion (96/100; 14.55%), and its lowest is earnings (0/100; -1.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Net worth ratio: 14.55%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 8.72%
Earnings0/100
Return on assets (annualized): -1.09%
Funding & liquidity63/100
Loans ÷ shares: 97.0% · 0.0% uninsured
Problem-loan coverage30/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 34.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (36 → 41), mostly because the capital cushion component improved by 18 points.

TellerScore
364554Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202454
Q4 202443
Q1 202536
Q2 202536
Q3 202541
Q4 202540
Q1 202640
Q2 202641
Net worth ratio
7.00%10.78%14.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.12%
Q3 202411.83%
Q4 202411.89%
Q1 202512.19%
Q2 202512.81%
Q3 202512.97%
Q4 202513.76%
Q1 202612.83%
Q2 202614.55%
Delinquent loans (60+ days)
3.44%6.08%8.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.44%
Q3 20243.66%
Q4 20243.75%
Q1 20253.54%
Q2 20255.52%
Q3 20256.42%
Q4 20256.43%
Q1 20265.20%
Q2 20268.72%
Return on assets
-1.09%0.26%1.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.59%
Q3 20241.61%
Q4 20240.19%
Q1 2025-1.02%
Q2 2025-0.35%
Q3 2025-0.00%
Q4 2025-0.35%
Q1 2026-1.05%
Q2 2026-1.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$1.9M14.55%8.72%-1.09%97.0%
Q1 202640$2.1M12.83%5.20%-1.05%87.3%
Q4 202540$2.0M13.76%6.43%-0.35%105.2%
Q3 202541$2.2M12.97%6.42%-0.00%99.2%
Q2 202536$2.2M12.81%5.52%-0.35%109.6%
Q1 202536$2.3M12.19%3.54%-1.02%106.1%
Q4 202443$2.4M11.89%3.75%0.19%94.5%
Q3 202454$2.6M11.83%3.66%1.61%91.2%
Q2 202451$2.7M11.12%3.44%1.59%93.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.55%
51st
Problem loans8.72%
2nd
Net charge-offs1.10%
13th
Return on assets-1.09%
7th
Loans to deposits97.0%
4th
Uninsured deposits0.0%
81st
Loan-loss reserves6.90%
97th
Texas ratio34.8%
1st

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Tribe Federal Credit UnionCredit union Eagan, MN81 out of 100, Strong$2.7M28.2%0.00%vs
Arise Community Credit UnionCredit union Minneapolis, MN80 out of 100, Strong$908K80.4%0.00%vs
Transit Operations Federal Credit UnionCredit union Minneapolis, MN55 out of 100, Moderate$4.1M16.4%4.10%vs
Fairmont School Employees Federal Credit UnionCredit union Fairmont, MN62 out of 100, Moderate$4.3M10.4%0.98%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Latvian Credit UnionCredit union Minneapolis, MN62 out of 100, Moderate$5.8M11.0%0.85%vs

Deposit insurance

Is my money safe at Danfoss Employees Credit Union?

Yes. Danfoss Employees Credit Union is a federally insured credit union (NCUA charter #62950). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Danfoss Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Danfoss Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62950
RSSD ID
261098
Primary regulator
State + NCUA
Established
1949
Headquarters
3550 Annapolis Ln N, Plymouth, MN 55447
Employees
1

Quick answers

Danfoss Employees Credit Union: common questions

Is Danfoss Employees Credit Union NCUA insured?

Yes. Danfoss Employees Credit Union is a federally insured credit union (NCUA charter #62950). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Danfoss Employees Credit Union's TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Danfoss Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Plymouth

InstitutionScoreAssetsCapitalProblem loansCompare
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
Liberty Bank MinnesotaBank Saint Cloud, MN86 out of 100, Very strong$290.2M12.9%0.00%vs
PrinsBankBank Prinsburg, MN85 out of 100, Very strong$308.3M12.0%0.29%vs
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs