Side-by-side · Q2 2026 data
Fairmont School Employees Federal Credit Union vs Latvian Credit Union
Credit union
Fairmont School Employees Federal Credit Union
Fairmont, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Fairmont School Employees Federal Credit Union | Latvian Credit Union |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 54 | 60 (stronger) |
| Loan quality | 67 | 72 (stronger) |
| Earnings | 44 (stronger) | 35 |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 87 | 88 (stronger) |
| Peer percentile | 24th | 24th |
| Total assets | $4.3M | $5.8M |
| Deposits / shares | $3.8M | $5.2M |
| Capital ratio | 10.45% | 11.01% (stronger) |
| Problem loans | 0.98% | 0.85% (stronger) |
| Net charge-offs | 0.77% | 0.38% (stronger) |
| Return on assets | 0.61% (stronger) | 0.37% |
| Loans ÷ deposits | 85.6% (stronger) | 89.1% |
| Uninsured deposits | 0.0% (stronger) | 6.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Fairmont School Employees Federal Credit Union leads on 3 and Latvian Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.