Side-by-side · Q2 2026 data
Fall River Municipal Credit Union vs Mass Bay Credit Union
Credit union
Fall River Municipal Credit Union
Fall River, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Fall River Municipal Credit Union | Mass Bay Credit Union |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 45 | 65 (stronger) |
| Loan quality | 84 (stronger) | 70 |
| Earnings | 29 | 43 (stronger) |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 26th | 26th |
| Total assets | $316.5M | $366.7M |
| Deposits / shares | $241.6M | $259.6M |
| Capital ratio | 9.49% | 11.46% (stronger) |
| Problem loans | 0.47% (stronger) | 0.89% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.21% | 0.58% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 117.5% |
| Uninsured deposits | 9.8% | 9.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.8% | 41.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Fall River Municipal Credit Union leads on 3 and Mass Bay Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.