The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 62).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Massachusetts

Yes. Fall River Municipal Credit Union is a federally insured credit union (NCUA charter #67894). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.8% of shares and deposits ($23.6M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.49%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Fall River Municipal Credit Union lists 3 offices in 2 cities. Most locations:

• Fall River, MA (2)
• Assonet, MA (1)

All branch addresses and map

In 2025, Fall River Municipal Credit Union reported 224 home-loan applications under HMDA (LEI 254900XIGAR8HM0KJZ26): 129 originated ($17,425,000 total), 43 denied, and 27 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Fall River Municipal Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

67894

RSSD ID

43098

Primary regulator

State + NCUA

Established

1930

Headquarters

333 Milliken Blvd, Fall River, MA 02721

Employees

51