Side-by-side · Q2 2026 data
Family Bank vs Colquitt County Teacher Federal Credit Union
Credit union
Colquitt County Teacher Federal Credit Union
Moultrie, Georgia · Under $100 million in assets
Metric by metric
| Measure | Family Bank | Colquitt County Teacher Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 95 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 26 | 96 (stronger) |
| Earnings | 75 | 89 (stronger) |
| Funding & liquidity | 59 | 89 (stronger) |
| Problem-loan coverage | 75 | 99 (stronger) |
| Peer percentile | 29th | 96th |
| Total assets | $162.0M | $10.3M |
| Deposits / shares | $138.3M | $7.8M |
| Capital ratio | 14.13% | 23.63% (stronger) |
| Problem loans | 2.21% | 0.12% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.32% |
| Return on assets | 1.38% | 1.71% (stronger) |
| Loans ÷ deposits | 101.2% | 70.9% (stronger) |
| Uninsured deposits | 9.3% | 0.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Colquitt County Teacher Federal Credit Union has the higher TellerScore (95 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Family Bank leads on 1 and Colquitt County Teacher Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.