Side-by-side · Q2 2026 data
Family Community Credit Union vs Unite Credit Union
Metric by metric
| Measure | Family Community Credit Union | Unite Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 45 |
| Capital cushion | 71 (stronger) | 68 |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 55 (stronger) | 11 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 71 |
| Peer percentile | 70th | 5th |
| Total assets | $26.3M | $23.6M |
| Deposits / shares | $23.0M | $20.7M |
| Capital ratio | 12.10% (stronger) | 11.82% |
| Problem loans | 0.08% (stronger) | 3.42% |
| Net charge-offs | 0.09% (stronger) | 0.66% |
| Return on assets | 0.88% (stronger) | -0.23% |
| Loans ÷ deposits | 38.7% (stronger) | 49.5% |
| Uninsured deposits | 6.5% | 0.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Family Community Credit Union has the higher TellerScore (82 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Family Community Credit Union leads on 6 and Unite Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.