Side-by-side · Q2 2026 data
Family First Credit Union vs North Georgia Credit Union
Metric by metric
| Measure | Family First Credit Union | North Georgia Credit Union |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 85 (stronger) | 62 |
| Loan quality | 35 | 87 (stronger) |
| Earnings | 46 (stronger) | 43 |
| Funding & liquidity | 84 (stronger) | 76 |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 31st | 51st |
| Total assets | $136.3M | $121.7M |
| Deposits / shares | $117.8M | $105.9M |
| Capital ratio | 13.48% (stronger) | 11.15% |
| Problem loans | 1.94% | 0.39% (stronger) |
| Net charge-offs | 0.32% | 0.18% (stronger) |
| Return on assets | 0.66% (stronger) | 0.58% |
| Loans ÷ deposits | 76.1% (stronger) | 84.2% |
| Uninsured deposits | 5.7% | 5.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Georgia Credit Union has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Family First Credit Union leads on 3 and North Georgia Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.