TellerScore

Side-by-side · Q2 2026 data

Family Security Credit Union vs Blue Flame Credit Union

Credit union

Family Security Credit Union

Decatur, Alabama · $1 billion – $10 billion

95of 100
Very strong

Credit union

Blue Flame Credit Union

Mobile, Alabama · Under $100 million in assets

90of 100
Very strong

Metric by metric

MeasureFamily Security Credit UnionBlue Flame Credit Union
TellerScore95 (stronger)90
Capital cushion100100
Loan quality80100 (stronger)
Earnings99 (stronger)48
Funding & liquidity100100
Problem-loan coverage97100 (stronger)
Peer percentile100th89th
Total assets$1.1B$10.7M
Deposits / shares$876.5M$8.8M
Capital ratio19.92% (stronger)15.36%
Problem loans0.61%0.00% (stronger)
Net charge-offs0.55%-0.05% (stronger)
Return on assets1.98% (stronger)0.70%
Loans ÷ deposits47.7%43.1% (stronger)
Uninsured deposits2.9%1.4% (stronger)
Offices141
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)37.5%—

Family Security Credit Union has the higher TellerScore (95 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Family Security Credit Union leads on 3 and Blue Flame Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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