Side-by-side · Q2 2026 data
Fannin Bank vs Fannin Federal Credit Union
Metric by metric
| Measure | Fannin Bank | Fannin Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 94 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 65 | 80 (stronger) |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 92 | 97 (stronger) |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 29th | 95th |
| Total assets | $159.1M | $80.9M |
| Deposits / shares | $147.1M | $64.3M |
| Capital ratio | 8.60% | 20.21% (stronger) |
| Problem loans | 1.04% | 0.61% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.21% |
| Return on assets | 1.46% | 2.39% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 62.8% |
| Uninsured deposits | 22.0% | 5.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fannin Federal Credit Union has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Fannin Bank leads on 2 and Fannin Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bonham, TX