Side-by-side · Q2 2026 data
Fannin Bank vs Lamar National Bank
Metric by metric
| Measure | Fannin Bank | Lamar National Bank |
|---|---|---|
| TellerScore | 65 | 73 (stronger) |
| Capital cushion | 36 | 56 (stronger) |
| Loan quality | 65 | 95 (stronger) |
| Earnings | 79 (stronger) | 49 |
| Funding & liquidity | 92 (stronger) | 90 |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 29th | 53rd |
| Total assets | $159.1M | $375.9M |
| Deposits / shares | $147.1M | $335.9M |
| Capital ratio | 8.60% | 10.64% (stronger) |
| Problem loans | 1.04% | 0.15% (stronger) |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 1.46% (stronger) | 0.73% |
| Loans ÷ deposits | 55.2% (stronger) | 64.9% |
| Uninsured deposits | 22.0% | 19.5% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.2% |
Lamar National Bank has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Fannin Bank leads on 2 and Lamar National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.