Side-by-side · Q2 2026 data
Farm Bureau Bank FSB vs Sierra Pacific Federal Credit Union
Metric by metric
| Measure | Farm Bureau Bank FSB | Sierra Pacific Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 83 (stronger) |
| Capital cushion | 51 | 86 (stronger) |
| Loan quality | 74 | 81 (stronger) |
| Earnings | 35 | 61 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 27th | 83rd |
| Total assets | $1.1B | $189.4M |
| Deposits / shares | $906.5M | $163.4M |
| Capital ratio | 10.09% | 13.57% (stronger) |
| Problem loans | 0.79% | 0.57% (stronger) |
| Net charge-offs | 1.07% | 0.33% (stronger) |
| Return on assets | 0.38% | 1.03% (stronger) |
| Loans ÷ deposits | 77.7% | 57.3% (stronger) |
| Uninsured deposits | 16.8% | 6.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sierra Pacific Federal Credit Union has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Farm Bureau Bank FSB leads on 0 and Sierra Pacific Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.