Side-by-side · Q2 2026 data
Farm Credit Employees Federal Credit Union vs Mower County Employees Credit Union
Credit union
Farm Credit Employees Federal Credit Union
Saint Paul, Minnesota · Under $100 million in assets
Credit union
Mower County Employees Credit Union
Austin, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Farm Credit Employees Federal Credit Union | Mower County Employees Credit Union |
|---|---|---|
| TellerScore | 58 | 90 (stronger) |
| Capital cushion | 60 | 97 (stronger) |
| Loan quality | 79 | 94 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 51 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 19th | 89th |
| Total assets | $17.3M | $13.4M |
| Deposits / shares | $15.3M | $11.2M |
| Capital ratio | 10.95% | 14.67% (stronger) |
| Problem loans | 0.62% | 0.17% (stronger) |
| Net charge-offs | 0.35% | -0.31% (stronger) |
| Return on assets | -1.44% | 3.35% (stronger) |
| Loans ÷ deposits | 86.4% (stronger) | 108.8% |
| Uninsured deposits | 0.0% (stronger) | 1.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mower County Employees Credit Union has the higher TellerScore (90 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Farm Credit Employees Federal Credit Union leads on 2 and Mower County Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.