Headquartered in Saint Paul, Minnesota, Farm Credit Employees Federal Credit Union is a federal credit union with $17.3M in total assets and $15.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1975.
Based on its Q2 2026 filing, Farm Credit Employees Federal Credit Union scores 58/100, which we describe as moderate. That is higher than only 19% of 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 72nd. Its strongest component is problem-loan coverage (91/100; 4.3%), and its lowest is earnings (0/100; -1.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (67 → 58), mostly because the earnings component weakened by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 71 |
| Q4 2024 | 71 |
| Q1 2025 | 74 |
| Q2 2025 | 67 |
| Q3 2025 | 66 |
| Q4 2025 | 63 |
| Q1 2026 | 63 |
| Q2 2026 | 58 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.55% |
| Q3 2024 | 11.90% |
| Q4 2024 | 11.45% |
| Q1 2025 | 12.14% |
| Q2 2025 | 10.81% |
| Q3 2025 | 11.04% |
| Q4 2025 | 10.78% |
| Q1 2026 | 10.91% |
| Q2 2026 | 10.95% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.25% |
| Q1 2026 | 0.11% |
| Q2 2026 | 0.62% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.14% |
| Q3 2025 | -0.04% |
| Q4 2025 | -0.05% |
| Q1 2026 | -0.35% |
| Q2 2026 | -1.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $17.3M | 10.95% | 0.62% | -1.44% | 86.4% |
| Q1 2026 | 63 | $18.3M | 10.91% | 0.11% | -0.35% | 80.7% |
| Q4 2025 | 63 | $18.6M | 10.78% | 0.25% | -0.05% | 83.6% |
| Q3 2025 | 66 | $18.2M | 11.04% | 0.00% | -0.04% | 83.6% |
| Q2 2025 | 67 | $18.8M | 10.81% | 0.00% | 0.14% | 77.4% |
| Q1 2025 | 74 | $16.9M | 12.14% | 0.00% | 0.51% | 87.3% |
| Q4 2024 | 71 | $17.6M | 11.45% | 0.06% | 0.62% | 83.4% |
| Q3 2024 | 71 | $16.8M | 11.90% | 0.00% | 0.72% | 94.2% |
| Q2 2024 | 70 | $17.1M | 11.55% | 0.00% | 0.70% | 92.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Teamsters Credit UnionCredit union Blaine, MN | 67 out of 100, Moderate | $13.5M | 9.6% | 0.43% | vs |
| Mower County Employees Credit UnionCredit union Austin, MN | 90 out of 100, Very strong | $13.4M | 14.7% | 0.17% | vs |
| Metropolitan Services Credit UnionCredit union Saint Paul, MN | 65 out of 100, Moderate | $12.3M | 9.6% | 0.00% | vs |
| Trades & Labor Federal Credit UnionCredit union Albert Lea, MN | 85 out of 100, Very strong | $23.0M | 15.3% | 1.04% | vs |
| Austin City Employees Credit UnionCredit union Austin, MN | 97 out of 100, Very strong | $11.6M | 19.1% | 0.00% | vs |
| Alexandria Schools Employees Credit UnionCredit union Alexandria, MN | 55 out of 100, Moderate | $9.3M | 14.9% | 4.61% | vs |
Deposit insurance
Is my money safe at Farm Credit Employees Federal Credit Union?
Yes. Farm Credit Employees Federal Credit Union is a federally insured credit union (NCUA charter #22132). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.95%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Farm Credit Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Saint Paul, MN (1)
Identity & history
Profile
- Legal name
- Farm Credit Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 22132
- RSSD ID
- 976280
- Primary regulator
- NCUA
- Established
- 1975
- Headquarters
- 30 7th St E Ste 265, Saint Paul, MN 55101
- Employees
- 4
Quick answers
Farm Credit Employees Federal Credit Union: common questions
Is Farm Credit Employees Federal Credit Union NCUA insured?
Yes. Farm Credit Employees Federal Credit Union is a federally insured credit union (NCUA charter #22132). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Farm Credit Employees Federal Credit Union's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Farm Credit Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Saint Paul
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vermillion State BankBank Vermillion, MN | 90 out of 100, Very strong | $931.4M | 13.4% | 0.24% | vs |
| Ziegler Federal Credit UnionCredit union Bloomington, MN | 87 out of 100, Very strong | $4.3M | 26.9% | 1.09% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| Think Mutual BankBank Rochester, MN | 86 out of 100, Very strong | $2.2B | 16.3% | 0.25% | vs |
| PrinsBankBank Prinsburg, MN | 85 out of 100, Very strong | $308.3M | 12.0% | 0.29% | vs |
| Toro Employees Federal Credit UnionCredit union Bloomington, MN | 84 out of 100, Strong | $41.5M | 14.5% | 0.56% | vs |