Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs Community State Bank of Canton
Metric by metric
| Measure | Farmers and Merchants Bank | Community State Bank of Canton |
|---|---|---|
| TellerScore | 85 (stronger) | 83 |
| Capital cushion | 80 (stronger) | 79 |
| Loan quality | 86 | 89 (stronger) |
| Earnings | 82 (stronger) | 79 |
| Funding & liquidity | 86 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 78th | 73rd |
| Total assets | $80.3M | $73.0M |
| Deposits / shares | $69.9M | $63.4M |
| Capital ratio | 13.00% (stronger) | 12.90% |
| Problem loans | 0.42% | 0.34% (stronger) |
| Net charge-offs | 0.82% | 0.07% (stronger) |
| Return on assets | 1.56% (stronger) | 1.49% |
| Loans ÷ deposits | 34.4% (stronger) | 82.6% |
| Uninsured deposits | 27.8% | 13.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants Bank has the higher TellerScore (85 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 4 and Community State Bank of Canton on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.