Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs The First National Bank in Marlow
Metric by metric
| Measure | Farmers and Merchants Bank | The First National Bank in Marlow |
|---|---|---|
| TellerScore | 85 (stronger) | 73 |
| Capital cushion | 80 (stronger) | 32 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 82 (stronger) | 70 |
| Funding & liquidity | 86 | 94 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 78th | 48th |
| Total assets | $80.3M | $71.8M |
| Deposits / shares | $69.9M | $65.3M |
| Capital ratio | 13.00% (stronger) | 8.15% |
| Problem loans | 0.42% | 0.00% (stronger) |
| Net charge-offs | 0.82% | 0.02% (stronger) |
| Return on assets | 1.56% (stronger) | 1.24% |
| Loans ÷ deposits | 34.4% (stronger) | 66.7% |
| Uninsured deposits | 27.8% | 14.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants Bank has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 4 and The First National Bank in Marlow on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.