Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs Old Glory Bank
Metric by metric
| Measure | Farmers and Merchants Bank | Old Glory Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 21 |
| Capital cushion | 59 (stronger) | 0 |
| Loan quality | 46 (stronger) | 0 |
| Earnings | 90 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 (stronger) | 57 |
| Peer percentile | 42nd | 0th |
| Total assets | $22.0M | $276.8M |
| Deposits / shares | $19.6M | $268.7M |
| Capital ratio | 10.89% (stronger) | 2.69% |
| Problem loans | 1.61% (stronger) | 6.58% |
| Net charge-offs | 0.45% (stronger) | 2.03% |
| Return on assets | 1.75% (stronger) | -5.89% |
| Loans ÷ deposits | 60.5% | 8.5% (stronger) |
| Uninsured deposits | 13.0% | 8.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants Bank has the higher TellerScore (71 vs 21). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 5 and Old Glory Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.