Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs The State Bank of Wynnewood
Metric by metric
| Measure | Farmers and Merchants Bank | The State Bank of Wynnewood |
|---|---|---|
| TellerScore | 71 | 97 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 42nd | 100th |
| Total assets | $22.0M | $111.4M |
| Deposits / shares | $19.6M | $95.8M |
| Capital ratio | 10.89% | 15.63% (stronger) |
| Problem loans | 1.61% | 0.00% (stronger) |
| Net charge-offs | 0.45% | 0.01% (stronger) |
| Return on assets | 1.75% | 2.11% (stronger) |
| Loans ÷ deposits | 60.5% | 51.8% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 33.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Bank of Wynnewood has the higher TellerScore (97 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 1 and The State Bank of Wynnewood on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.