The State Bank of Wynnewood (FDIC certificate #4232) is based in Wynnewood, Oklahoma. Its Q2 2026 call report shows $111.4M in total assets and $95.8M in deposits and 1 office.
The State Bank of Wynnewood has a TellerScore of 97 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 2nd. Capital cushion contributes the most (100/100, 15.63%); funding & liquidity contributes the least (80/100, 52% loans-to-deposits, 33% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (88 → 97), mostly because the earnings component improved by 42 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 86 |
| Q4 2024 | 86 |
| Q1 2025 | 86 |
| Q2 2025 | 88 |
| Q3 2025 | 89 |
| Q4 2025 | 90 |
| Q1 2026 | 97 |
| Q2 2026 | 97 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.38% |
| Q3 2024 | 14.47% |
| Q4 2024 | 14.75% |
| Q1 2025 | 14.42% |
| Q2 2025 | 14.74% |
| Q3 2025 | 15.28% |
| Q4 2025 | 15.55% |
| Q1 2026 | 15.89% |
| Q2 2026 | 15.63% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.94% |
| Q2 2025 | 0.95% |
| Q3 2025 | 0.99% |
| Q4 2025 | 1.01% |
| Q1 2026 | 3.00% |
| Q2 2026 | 2.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 97 | $111.4M | 15.63% | 0.00% | 2.11% | 51.8% |
| Q1 2026 | 97 | $114.0M | 15.89% | 0.00% | 3.00% | 49.5% |
| Q4 2025 | 90 | $101.3M | 15.55% | 0.00% | 1.01% | 56.3% |
| Q3 2025 | 89 | $110.4M | 15.28% | 0.00% | 0.99% | 51.2% |
| Q2 2025 | 88 | $111.2M | 14.74% | 0.00% | 0.95% | 48.6% |
| Q1 2025 | 86 | $113.0M | 14.42% | 0.00% | 0.94% | 48.1% |
| Q4 2024 | 86 | $111.5M | 14.75% | 0.00% | 0.73% | 50.4% |
| Q3 2024 | 86 | $112.0M | 14.47% | 0.00% | 0.79% | 50.7% |
| Q2 2024 | 86 | $109.3M | 14.38% | 0.00% | 0.78% | 48.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Monument BankBank Poteau, OK | 76 out of 100, Strong | $112.8M | 9.9% | 0.27% | vs |
| Great Nations BankBank Norman, OK | 70 out of 100, Strong | $113.8M | 10.3% | 0.10% | vs |
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| The Farmers and Merchants National Bank of FairviewBank Fairview, OK | 66 out of 100, Moderate | $118.7M | 12.2% | 1.67% | vs |
| American Exchange BankBank Henryetta, OK | 78 out of 100, Strong | $103.7M | 13.5% | 1.32% | vs |
| Community BankBank Bristow, OK | 71 out of 100, Strong | $119.1M | 10.1% | 0.86% | vs |
Deposit insurance
Is my money safe at The State Bank of Wynnewood?
Yes. The State Bank of Wynnewood is an FDIC-insured institution (FDIC certificate #4232). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.4% of deposits ($32.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The State Bank of Wynnewood lists 1 office in 1 city. Most locations:
- Wynnewood, OK (1)
Identity & history
Profile
- Legal name
- The State Bank of Wynnewood
- Former names
- The State National Bank of Wynnewood
- Type
- State-chartered bank
- FDIC certificate #
- 4232
- RSSD ID
- 952257
- Primary regulator
- FDIC
- Holding company
- Garvin County Bancshares Inc
- Established
- August 1, 1910
- Headquarters
- 117 S Dean A Mcgee Ave, Wynnewood, OK 73098
- Website
- www.sbwok.com
- Employees
- 16
Quick answers
The State Bank of Wynnewood: common questions
Is The State Bank of Wynnewood FDIC insured?
Yes. The State Bank of Wynnewood is an FDIC-insured institution (FDIC certificate #4232). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The State Bank of Wynnewood's TellerScore?
97 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The State Bank of Wynnewood ever failed?
There is no failure record for FDIC certificate #4232 in the FDIC failed bank list.
How many branches does The State Bank of Wynnewood have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wynnewood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| First National Bank and Trust Company of ArdmoreBank Ardmore, OK | 79 out of 100, Strong | $686.7M | 10.1% | 0.03% | vs |
| BancFirstBank Oklahoma City, OK | 71 out of 100, Strong | $12.8B | 10.6% | 1.19% | vs |
| Farmers and Merchants BankBank Maysville, OK | 71 out of 100, Strong | $22.0M | 10.9% | 1.61% | vs |
| Simmons BankBank Pine Bluff, AR | 60 out of 100, Moderate | $24.7B | 9.2% | 0.92% | vs |
| First United Bank and Trust CompanyBank Durant, OK | 50 out of 100, Below average | $16.6B | 9.8% | 1.69% | vs |