Side-by-side · Q2 2026 data
Farmers and Merchants Union Bank vs DMB Community Bank
Metric by metric
| Measure | Farmers and Merchants Union Bank | DMB Community Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 69 |
| Capital cushion | 50 | 60 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 91 (stronger) | 43 |
| Funding & liquidity | 76 (stronger) | 50 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 72nd | 40th |
| Total assets | $872.1M | $835.0M |
| Deposits / shares | $751.9M | $583.6M |
| Capital ratio | 9.97% | 10.98% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.00% |
| Return on assets | 1.76% (stronger) | 0.57% |
| Loans ÷ deposits | 84.5% (stronger) | 112.4% |
| Uninsured deposits | 14.6% | 11.6% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 8.7% |
Farmers and Merchants Union Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Union Bank leads on 4 and DMB Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.