Side-by-side · Q2 2026 data
Farmers and Merchants Union Bank vs Minnesota Catholic Credit Union
Credit union
Minnesota Catholic Credit Union
Little Canada, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Farmers and Merchants Union Bank | Minnesota Catholic Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 50 | 76 (stronger) |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 91 (stronger) | 57 |
| Funding & liquidity | 76 | 87 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 72nd | 59th |
| Total assets | $872.1M | $38.6M |
| Deposits / shares | $751.9M | $33.8M |
| Capital ratio | 9.97% | 12.62% (stronger) |
| Problem loans | 0.15% (stronger) | 0.43% |
| Net charge-offs | -0.05% (stronger) | 0.15% |
| Return on assets | 1.76% (stronger) | 0.94% |
| Loans ÷ deposits | 84.5% | 72.8% (stronger) |
| Uninsured deposits | 14.6% | 1.1% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants Union Bank leads on 3 and Minnesota Catholic Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.