TellerScore

Headquartered in Little Canada, Minnesota, Minnesota Catholic Credit Union is a federally insured state-chartered credit union with $38.6M in total assets and $33.8M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1946.

Based on its Q2 2026 filing, Minnesota Catholic Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 25th. Its strongest component is problem-loan coverage (96/100; 2.2%), and its lowest is earnings (57/100; 0.94%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.62%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.43%
Earnings57/100
Return on assets (annualized): 0.94%
Funding & liquidity87/100
Loans ÷ shares: 72.8% · 1.1% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 78).

TellerScore
778082Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202480
Q4 202480
Q1 202578
Q2 202579
Q3 202582
Q4 202581
Q1 202682
Q2 202678
Net worth ratio
7.00%9.81%12.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.62%
Q3 202411.30%
Q4 202411.45%
Q1 202511.40%
Q2 202511.59%
Q3 202512.23%
Q4 202512.45%
Q1 202612.56%
Q2 202612.62%
Delinquent loans (60+ days)
0.08%0.25%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.12%
Q4 20240.12%
Q1 20250.12%
Q2 20250.13%
Q3 20250.15%
Q4 20250.17%
Q1 20260.08%
Q2 20260.43%
Return on assets
0.94%1.16%1.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.32%
Q3 20241.38%
Q4 20241.24%
Q1 20250.97%
Q2 20251.05%
Q3 20251.21%
Q4 20251.08%
Q1 20261.00%
Q2 20260.94%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$38.6M12.62%0.43%0.94%72.8%
Q1 202682$38.1M12.56%0.08%1.00%72.0%
Q4 202581$37.6M12.45%0.17%1.08%72.4%
Q3 202582$37.8M12.23%0.15%1.21%72.9%
Q2 202579$38.7M11.59%0.13%1.05%73.0%
Q1 202578$38.3M11.40%0.12%0.97%74.3%
Q4 202480$37.4M11.45%0.12%1.24%76.1%
Q3 202480$37.2M11.30%0.12%1.38%78.6%
Q2 202477$38.3M10.62%0.20%1.32%76.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.62%
36th
Problem loans0.43%
61st
Net charge-offs0.15%
53rd
Return on assets0.94%
65th
Loans to deposits72.8%
29th
Uninsured deposits1.1%
54th
Loan-loss reserves0.00%
37th
Texas ratio2.2%
51st

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs
Nsp Credit UnionCredit union Maplewood, MN67 out of 100, Moderate$35.1M20.9%1.22%vs
West Metro Schools Credit UnionCredit union Hopkins, MN65 out of 100, Moderate$43.6M17.9%2.87%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
Wakota Federal Credit UnionCredit union South St Paul, MN66 out of 100, Moderate$44.8M10.9%1.49%vs
Virginia Coop Credit UnionCredit union Virginia, MN78 out of 100, Strong$45.7M11.6%0.86%vs

Deposit insurance

Is my money safe at Minnesota Catholic Credit Union?

Yes. Minnesota Catholic Credit Union is a federally insured credit union (NCUA charter #63977). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.1% of shares and deposits ($358K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Minnesota Catholic Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Minnesota Catholic Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63977
RSSD ID
55091
Primary regulator
State + NCUA
Established
1946
Headquarters
400 Little Canada Rd E, Little Canada, MN 55117
Employees
8

Quick answers

Minnesota Catholic Credit Union: common questions

Is Minnesota Catholic Credit Union NCUA insured?

Yes. Minnesota Catholic Credit Union is a federally insured credit union (NCUA charter #63977). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Minnesota Catholic Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Minnesota Catholic Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Little Canada

InstitutionScoreAssetsCapitalProblem loansCompare
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
PrinsBankBank Prinsburg, MN85 out of 100, Very strong$308.3M12.0%0.29%vs
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs