Side-by-side · Q2 2026 data
Farmers and Miners Bank vs Hearthside Bank Corporation
Metric by metric
| Measure | Farmers and Miners Bank | Hearthside Bank Corporation |
|---|---|---|
| TellerScore | 89 (stronger) | 68 |
| Capital cushion | 83 (stronger) | 51 |
| Loan quality | 89 | 89 |
| Earnings | 85 (stronger) | 54 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 94th | 37th |
| Total assets | $193.2M | $608.9M |
| Deposits / shares | $166.3M | $547.9M |
| Capital ratio | 13.28% (stronger) | 10.07% |
| Problem loans | 0.32% (stronger) | 0.32% |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 1.63% (stronger) | 0.85% |
| Loans ÷ deposits | 59.5% (stronger) | 82.4% |
| Uninsured deposits | 9.2% (stronger) | 26.5% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Farmers and Miners Bank has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Miners Bank leads on 6 and Hearthside Bank Corporation on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.