Side-by-side · Q2 2026 data
Farmers Bank & Trust Company vs Bank of Salem
Metric by metric
| Measure | Farmers Bank & Trust Company | Bank of Salem |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 49 | 74 (stronger) |
| Loan quality | 56 (stronger) | 40 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 56 | 74 (stronger) |
| Problem-loan coverage | 80 | 80 |
| Peer percentile | 24th | 47th |
| Total assets | $3.2B | $261.5M |
| Deposits / shares | $2.7B | $227.6M |
| Capital ratio | 9.87% | 12.43% (stronger) |
| Problem loans | 1.32% (stronger) | 1.79% |
| Net charge-offs | 0.19% (stronger) | 0.25% |
| Return on assets | 1.44% | 2.03% (stronger) |
| Loans ÷ deposits | 88.2% | 86.2% (stronger) |
| Uninsured deposits | 29.4% | 15.2% (stronger) |
| Offices | 24 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Bank of Salem has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust Company leads on 2 and Bank of Salem on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.