Side-by-side · Q2 2026 data
Farmers Bank & Trust Company vs First Security Bank
Metric by metric
| Measure | Farmers Bank & Trust Company | First Security Bank |
|---|---|---|
| TellerScore | 61 | 92 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 56 | 95 (stronger) |
| Earnings | 78 | 94 (stronger) |
| Funding & liquidity | 56 | 62 (stronger) |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 24th | 99th |
| Total assets | $3.2B | $8.6B |
| Deposits / shares | $2.7B | $6.8B |
| Capital ratio | 9.87% | 15.60% (stronger) |
| Problem loans | 1.32% | 0.14% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.47% |
| Return on assets | 1.44% | 1.85% (stronger) |
| Loans ÷ deposits | 88.2% | 66.1% (stronger) |
| Uninsured deposits | 29.4% (stronger) | 44.3% |
| Offices | 24 | 77 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 6.6% |
First Security Bank has the higher TellerScore (92 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust Company leads on 2 and First Security Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.