Side-by-side · Q2 2026 data
Farmers Bank & Trust Company vs Regions Bank
Metric by metric
| Measure | Farmers Bank & Trust Company | Regions Bank |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 49 (stronger) | 45 |
| Loan quality | 56 | 69 (stronger) |
| Earnings | 78 | 78 |
| Funding & liquidity | 56 | 59 (stronger) |
| Problem-loan coverage | 80 | 90 (stronger) |
| Peer percentile | 24th | 73rd |
| Total assets | $3.2B | $159.8B |
| Deposits / shares | $2.7B | $131.8B |
| Capital ratio | 9.87% (stronger) | 9.50% |
| Problem loans | 1.32% | 0.93% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.47% |
| Return on assets | 1.44% | 1.46% (stronger) |
| Loans ÷ deposits | 88.2% | 74.6% (stronger) |
| Uninsured deposits | 29.4% (stronger) | 39.2% |
| Offices | 24 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,181 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | 6.9% | 43.1% |
Regions Bank has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust Company leads on 3 and Regions Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.