Side-by-side · Q2 2026 data
Farmers Bank and Trust Company vs Fredonia Valley Bank
Metric by metric
| Measure | Farmers Bank and Trust Company | Fredonia Valley Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 45 | 65 (stronger) |
| Loan quality | 99 (stronger) | 60 |
| Earnings | 85 (stronger) | 57 |
| Funding & liquidity | 72 | 89 (stronger) |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 64th | 37th |
| Total assets | $247.8M | $119.8M |
| Deposits / shares | $215.1M | $105.5M |
| Capital ratio | 9.46% | 11.49% (stronger) |
| Problem loans | 0.04% (stronger) | 1.19% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.63% (stronger) | 0.93% |
| Loans ÷ deposits | 86.5% | 68.3% (stronger) |
| Uninsured deposits | 16.3% (stronger) | 17.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Bank and Trust Company has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank and Trust Company leads on 5 and Fredonia Valley Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eddyville, KY