Side-by-side · Q2 2026 data
Farmers Bank vs Peoples Bank
Metric by metric
| Measure | Farmers Bank | Peoples Bank |
|---|---|---|
| TellerScore | 90 | 90 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 66 | 93 (stronger) |
| Funding & liquidity | 91 (stronger) | 79 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 95th | 95th |
| Total assets | $288.7M | $313.8M |
| Deposits / shares | $247.9M | $272.1M |
| Capital ratio | 16.23% (stronger) | 13.33% |
| Problem loans | 0.20% | 0.03% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.16% | 1.82% (stronger) |
| Loans ÷ deposits | 66.0% | 60.7% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 33.9% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 2 and Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.