Side-by-side · Q2 2026 data
Farmers Bank vs Twin River Bank
Metric by metric
| Measure | Farmers Bank | Twin River Bank |
|---|---|---|
| TellerScore | 88 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 80 | 95 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 77 | 77 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 92nd | 94th |
| Total assets | $678.4M | $173.0M |
| Deposits / shares | $563.4M | $150.5M |
| Capital ratio | 15.90% (stronger) | 12.76% |
| Problem loans | 0.59% | 0.16% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.63% | 3.04% (stronger) |
| Loans ÷ deposits | 75.9% (stronger) | 77.1% |
| Uninsured deposits | 21.3% | 20.5% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 24.2% |
Twin River Bank has the higher TellerScore (89 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 3 and Twin River Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.