Side-by-side · Q2 2026 data
Farmers Bank of Northern Missouri vs Independent Farmers Bank
Metric by metric
| Measure | Farmers Bank of Northern Missouri | Independent Farmers Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 77 (stronger) | 55 |
| Loan quality | 91 (stronger) | 78 |
| Earnings | 72 (stronger) | 65 |
| Funding & liquidity | 89 (stronger) | 85 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 84th | 47th |
| Total assets | $566.5M | $146.5M |
| Deposits / shares | $478.4M | $131.9M |
| Capital ratio | 12.71% (stronger) | 10.53% |
| Problem loans | 0.26% (stronger) | 0.66% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.29% (stronger) | 1.13% |
| Loans ÷ deposits | 68.1% | 66.2% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 23.5% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Farmers Bank of Northern Missouri has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank of Northern Missouri leads on 6 and Independent Farmers Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.