Side-by-side · Q2 2026 data
Farmers Building and Savings Bank vs Freedom United Federal Credit Union
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Farmers Building and Savings Bank | Freedom United Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 48 | 72 (stronger) |
| Earnings | 40 | 100 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 57th | 94th |
| Total assets | $122.9M | $94.2M |
| Deposits / shares | $96.4M | $76.2M |
| Capital ratio | 20.46% (stronger) | 18.97% |
| Problem loans | 1.57% | 0.84% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 0.51% | 2.31% (stronger) |
| Loans ÷ deposits | 61.4% | 32.9% (stronger) |
| Uninsured deposits | 10.2% | 0.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom United Federal Credit Union has the higher TellerScore (93 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers Building and Savings Bank leads on 2 and Freedom United Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rochester, PA