Side-by-side · Q2 2026 data
Farmers Federal Credit Union vs Financial Educators Federal Credit Union
Credit union
Financial Educators Federal Credit Union
Daytona Beach, Florida · Under $100 million in assets
Metric by metric
| Measure | Farmers Federal Credit Union | Financial Educators Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 29 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 47th | 89th |
| Total assets | $22.4M | $23.5M |
| Deposits / shares | $20.0M | $19.7M |
| Capital ratio | 10.58% | 15.68% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | -0.04% (stronger) | 0.77% |
| Return on assets | 0.22% | 0.73% (stronger) |
| Loans ÷ deposits | 31.7% (stronger) | 60.9% |
| Uninsured deposits | 1.7% (stronger) | 9.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Financial Educators Federal Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Federal Credit Union leads on 4 and Financial Educators Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.